Interesting. I can’t say I recommend this one. This is a cushion should you ever need debt relief (I would never recommend it), in addition to being useful for those who decide to make side income with Uber/Lyft or do what I do — travel for dog walking. I have regular dogs that I must drive to. Getting a rental or using Via/Lyft would cut into profits. Then again, my car only has about 60K on it 12 years after I bought it new, so my car is probably in far better condition that most.